Following up on that question, I take it from you then that ensuring that you have a rate-setting mechanism that ensures the premiums do not go into general revenues is something you accept as a good policy step, and certainly using the surplus for general revenues, as happened in the previous Liberal government, is not something you'd like to see happening, and that's fair.
When I look at your chart and some of your diagrams there, the various parties, the NDP, the Bloc, and the Liberals, have suggested that there be more generous levels of benefits than we now propose and that the qualifying periods would be more generous. We've heard witnesses today suggest that. But given what we now have, in regard to doing either of those, either increase the deficit or tack on more money to premiums, which would be, as you say, harmful to employers and employees alike, do I take it your group is opposed?