We listened to Canadians. We listened to the self-employed. We spoke with a number of agencies and associations that represent them. There is no one organization that speaks for all of the self-employed, but we listened to them. They said they wanted more. They were particularly interested in compassionate care and sickness benefits.
Let's face it, with regard to sickness, in some places the only sort of insurance the self-employed can get against sickness is through workers' compensation, but that only covers them if they're injured on the job or become ill because of the job. Those premiums can go as high as 20%. That's very unaffordable to the self-employed.
So we thought, wait a minute, let's take a look. This is what they want, actuarially it made sense, and it provides an affordable option to the self-employed, one that's already available to regular employees. It was really a question of fairness.