It's been interesting to talk to the self-employed and to hear from them. Many of them are very entrepreneurial. They like a bit of risk. They also want to have some level of security for their families to compensate for the risks they take in running their own businesses. Many of them are very interested in things like the compassionate care benefits and the illness or injury benefits, even more so than the maternity and parental benefits.
So while there may be some level of self-selection, it's true, anyone who does claim benefits will have to continue paying after they've claimed that benefit, as long as they're self-employed. If they go back into paid work, they will be contributing to the EI fund that way. So there really is some mitigation there in terms of self-selection.