As I mentioned in my remarks, we also have not been consulted. We don't know. And the numbers that you mentioned, we have not seen before.
Our sense, though, given the demographics of the self-employed, is generally that they tend to be older. This, again, is just a sense, and we don't have anything to back it up, but I think that the sickness benefit component could also be quite attractive simply because of the older generation who tend to become self-employed and with the boomer population moving more into self-employment. Sometimes it can be very difficult, if you're older or you have a pre-existing condition, to access private health coverage, and this allows them another option out there. So I wouldn't be surprised if you do see sickness benefits also being something that perhaps some of the self-employed who may be past their child-bearing years would take advantage of.