Mr. Lobb raised an interesting point. I don't think anybody has ruled on it and it should have a ruling.
Perhaps I might pose a question—well, maybe we can't—to someone here in the room who knows. If you lowered the premium rates, as could happen under the formula that Mr. Lessard is proposing, that would result in a higher take-up rate, which would result in more expenditures, which would affect the royal recommendation. I think that was the essence of Mr. Lobb's point, and I hadn't heard what the response to that was or what the ruling was.
When we talked about reporting the bill to the House.... I mean, I've been in legal practice for 31 years and I know it would mean without any material changes or substitutions or additions. I don't think anyone's less than clear on that. You can do what you like, but I know what the basis and premise of that is.
And then I would like to have Mr. Savage maybe indicate to me more clearly what he is suggesting. I know exactly what happened in the last meeting. And you can say what you want, but being around a long time, I know the difference. I think there should be a ruling on this point.