Thank you.
Obviously, when you look at the EI program as it is, there's one premium but different types of benefits for different groups of people. In this particular case, you said you were guided by a number of principles. Some of that was administrative simplicity, perhaps easy to understand, making the premiums for the self-employed similar to what employed people now pay. All of that adds to the picture, I gather, thus the reason for setting the rate as we have it. Is that correct?