It was the end of September.
With regard to the voluntary versus the compulsory aspect, my sense is that because this is voluntary, the people who are expecting to be using it, such as someone who is expecting a child, someone who is ill, or what have you, are more likely to opt in than someone who is younger or someone who is not expecting a child. That person may not bother with it. Given the fact that this might keep the numbers down, will it be financially actuarially sound?
In a compulsory system, everyone shares the load. It's a collective risk. Here it's not. It's actually a self-selective group that could end up being small, and the employer side is being picked up by others. In some cases, women who work part time can't access EI now. Can you give me your assessment on whether or not it's a sound way to go?
I would rather Mr. Taillon answer that. I'm asking him the actuarial question. I appreciate his input.