Absolutely right.
You also referred to not treating poverty as expensive, and this is something that I think is getting more traction now. The cost of not addressing poverty is going to be a lot greater than the cost of addressing poverty when you look at addictions, when you look at jail, and all the people who get trapped into very expensive systems, which we don't seem to mind spending money on, as opposed to providing a house, a bed, some food, and that sort of thing.