Thank you, Mr. Chair; and thank you, Mr. Bédard.
I echo Mr. Lessard's comments in that I give you credit as a retired individual for coming before the committee. Maybe at times you question why you're doing it, but I appreciate the effort that you are bringing here today.
With the employment insurance and your experience in it, the idea is obviously fairness in rates for all who pay it. For the benefit of committee, could you go back to one of your initial comments, that a particular sector is not self-financing? I think you mentioned the lumber industry or the forest industry. Maybe you could expand a little on that for the benefit of the committee.