Well, the biggest flaw, from the financing side, is that premiums are not aligned to the costs of the benefits. They are, in a way, but only artificially so. They're aligned to the general premium rate, and the general premium rate, everyone knows, basically varies according to unemployment rates. It doesn't vary according to the costs of these special benefits. And it will be increasing over the next few years. For Quebec in particular, it's obvious that the general premium rate that is already in place is already more than sufficient, so why should that particular rate have to go up?
That's my main concern.