Before Sylvain deals with some of the technical issues, I just... You've said that this is an insurance program, which I think it's curious. The program has been robbed of $57 billion, right? So it was not considered an insurance program when it had a whole bunch of money that could be put to use at that time--and could be now--for workers. But now, suddenly, when we're saying, as we have said over the years, that this is what needs to be done and that people are getting crushed out there, people say, “Oh, it's an insurance program, so we have to make it pay for itself”.
Well, I have a good way to make it pay for itself: with the $57 billion that's owed to it.