There are two parts. The $192 million figure is based on the estimated number of beneficiaries. We expect that number to go from 4.651 million to 4.650 million. That means a slight decrease of $4.1 million, but most of the amount is due to the fact that the average monthly payment will go from $492.13 to $494.83, which represents $151 million. That is the increase.
As for the $228 million decrease, the number of beneficiaries has dropped. It went from 1.692 million to 1.630 million, representing a decrease of $297 million. However, the average monthly rate rose from $398.41 to $401.78.