Thank you.
I saw the recommendations, and the one thing I thought I didn't see in there is something I'm very passionate about. It is financial literacy, fiscal literacy, and the basic general life skills of being able to fix something in your house, such as a pipe or a vehicle.
I don't think this applies to the most vulnerable, but these are the people you're talking about, people who have two jobs, who are working, and who are still struggling to get by. I'm wondering what your thoughts are on those very basic things.
I can tell you that through my constituency office I see, almost on a daily or weekly basis, people who enter into those very aggressive utility contracts or people with massive credit card debts who shouldn't be getting into credit card debt. It's basic life skills, such as which bills to pay first. We have people who pay for groceries and then the utilities get shut off. These are the things I'm talking about. I'm talking about seniors who get into reverse mortgages or lines of credit or students who have purchased vehicles or have taken trips to Cuba with their student loan money. They are basic life skills that somewhere along the line either the parent missed out on or the system missed out on.
I wondered if you saw that in your study and what your thoughts are on it.