Thank you. There was a fair amount in that question.
Yes, we absolutely do. We actually have a collection on our website of what we would call best practices or approaches that are being used by jurisdictions, be they provinces, municipalities, or communities across the country. Habitat for Humanity is one of those models. CMHC in fact is the founder and key sponsor of Habitat for Humanity in aboriginal communities. So we definitely see that these models in different circumstances work extremely well.
The broader issue about people in social housing being owners is that I think we have to be a bit careful, having learned from or seen from some of the experiences elsewhere that not all people are meant for home ownership. We want to make sure that we don't stretch people beyond the point where they're able to support that. In CMHC's case, we support a continuum of housing, be it rental housing or home ownership, and the tenure option is really based on the capability of the individual to support it. There are certainly elements of home ownership in the social housing portfolio today, but I would say to you that the largest share of it is rental housing.