I think it's important to remember that if this person as you described is making $65 an hour, there's a cap on maximum insurable earnings. They still can only receive 55% of that. That is a great leveller, so that people who are in the high earnings range, from some perspectives, would actually be hardest hit. They're going to get a dramatically lesser percentage of their regular take-home pay. If they're making more money, they're probably going to have bigger bills as well.
On October 18th, 2012. See this statement in context.