Thanks very much, Mr. Chair, and I thank the gentlemen for being here today.
I have only seven minutes and I'm going to try the best I can to get all my questions in. You guys have been pretty direct, and I appreciate that. If you can, continue that, and if I cut you off, it's not bad manners; it's just that I'd like to get the questions in.
First, my questions are going to focus on those who have been impacted, on those who held loans. Can you guarantee that it's only those between 2000 and 2006 who have been impacted? Are you confident with that?