Let me address the social assistance question.
We recently responded to the report of the Commission for the Review of Social Assistance in Ontario, which was just completed. Thinking back on my experience as early as 1981, during the International Year of Disabled Persons, the “Obstacles” report, which came from the federal government, recommended splitting social assistance related to unemployment from assistance related to the additional costs of disability. That's something we've always supported. We recommended that Ontario follow up on that. We believe that if you separate the two, you can deal with the unemployment issue without taking away the safety net. If that safety net stays with the individual, assuming they have a lifelong disability, what can start out as a financial benefit can transition to a tax credit if the person is able to successfully gain employment and increase his or her income. We believe they are really two parts of the system, but unfortunately they're currently blended.