Thank you, and I thank the witnesses very much for being with us this morning.
I have a number of questions in a bunch of different directions. Let me start first by making an observation.
It seems to me that when we're talking about older workers, we may want to divide our conversation into two separate groups of older workers. One, I would suggest, would be those who are ages 55 to 64 who, if they're losing employment, have a dramatically more difficult time in finding new employment or accessing skills training. The other would be perhaps those who are 65 and over who may well be seeking employment simply because they can't make ends meet on their public, private, or workplace pensions.
Let me start by asking a question about your presentation. On page 3 of the written document which is before us, the bullet reads, “The Government is also implementing measures that help promote the continued labour force participation of older Canadians by removing disincentives to work...”.
What disincentives to work are you removing?