Yes.
I think you heard some survey results in the testimony on Tuesday. I believe financial consideration was not necessarily the overriding reason, but of course we have a reality that after the recession many people lost a lot of savings. We have to recognize that the private sector half of employment is in small businesses. I expect a lot of those people are without their own sufficient savings.
There are a lot of implications on the financial side I think now in these recent years, and there's also a labour market reality where employers are looking to retain more and more workers. So there may be some demand and also supply opportunity for workers.