I'll start.
I know we're short on time, but I wanted to talk a bit about the compliance we do. I'd like to kind of correct the record, in the sense that we do hundreds and hundreds of employer compliance reviews every year. We have a very sophisticated system by which we go back to employers. We've been doing this for years, and over the last months and years, we've been putting in place more and more compliance tools.
We do work closely with the provinces in the areas they are responsible for in terms of regulating workplace safety and those kinds of issues, but we talk to employers all the time. We work through problems that we find, and we find employers to be very receptive. We do literally hundreds of them a month on things like wages, occupations, and those things. So it's a joint venture in terms of jurisdiction, but we are extremely active on the compliance front.