Thank you.
The legislation only refers to the user fee exemption. It in itself doesn't address the structure of the user fee, how much it will be, whether it's one fee, or all the associated rules, so when the regulations come out, they will provide all the details, including, I am confident, protections to ensure that it isn't passed on to the individual.
If I may, I did want to come back just briefly; I didn't get a chance to finish with regard to your questions on the government and the information it had.
I just wanted to remind you that in 2012 the government introduced a number of changes to enhance compliance. There were legislative changes in budget 2012 and the Jobs, Growth and Long-term Prosperity Act, and the associated regulations are in production currently where we prepare them. They would strengthen the ability of the government, if they are adopted, to enhance its capacity to ensure the integrity of the program, including a stronger ability to deal with employers. There will be more details on that when they come out shortly.