I'll be very quick. I'll ask my question of Mr. Whitten since he's a lawyer.
It's come up a number of times already that a number of employers may actually be laying off people in that age group because of the cost of health care. Of course, re-employing them means there are more issues with supporting their health care insurance, etc. Do you have any comments on that and what are you seeing from your practice in terms of employers doing or not doing this?