That is a good question, and I thank you for it. We have come to the conclusion that the impact on low-income seniors would be negligible, since someone has taken on the financial responsibility for individuals who come to Canada under a sponsorship agreement.
Moreover, as a result of a change Citizenship and Immigration Canada made to the sponsorship rules on January 1, 2014, the sponsorship criteria have been tightened. That provides us with assurance that the sponsors do have the financial means to support the individual they want to bring to Canada. That's why we feel that the impact on low-income individuals will be negligible.