At the risk of being seen as kissing up to the witnesses, although Barb started it with Colin, in both presentations, I thought you brought out the main concerns that we've held for a bit now. I want to recognize that.
Both witnesses made reference to the surplus in the EI account.
If I could get your comments, Barbara, you indicated as well that you see this best used by being applied to training and skills upgrading, and what have you. Play that off with the fact that there's a train of thought that says to give a tax break to those who create the jobs, the employers who create the jobs. Perhaps I could have your comments on that, as to where to best go with some type of reduction. Or should there be a reduction in the premiums for EI? Then I'll ask Mr. Meredith the same.