Yes, we have been following that story down there.
I can speak to the Canada student loans program and how this will work. We do have a significant number of clients. Close to a million students are in our portfolio, and more than 400,000 students apply every year.
As for what is likely to happen, as I mentioned earlier, the timing has been very good for us, in that there is a third-party service provider that administers our program, and we will be going through a new request for proposals to hire a new contractor. The transition time from the current service provider to the new one will be significant. The new one may very well be the current one—we'll go through the regular bidding process. But we usually take more than a year to transition, to test every single technology that we'll be using to make sure that everything is working. We did that last time. We'll be doing it this time, too, to ensure that hopefully nothing goes wrong.