Quite often we do, unfortunately. What appears to be the case in some estate matters is that the family don't view it as a death benefit that's there to assist in the payment of a funeral, but rather money in the estate that can be used for whatever purposes they see fit.
Oftentimes funeral homes advance money to families ahead of time to cover disbursements that they're paying on the family's behalf. It's not part of the funeral service invoice. There are times when they'll wait on that $2,500. They'll pay the rest of it and say, “Well, in six weeks or five weeks when that comes in, we'll bring it in to you.” Sometimes it does and sometimes it doesn't.
It's also one less thing that a fammily would have to bother with. If their intent was for that death benefit to go towards the payment of a funeral expense with a funeral home, if that can be assigned through their approval directly to the funeral home, that's one less step that these people would have to take. That's part of that simplification process, which was why I kind of segued that in through my opening notes.