Thank you all very much for being here.
Maybe I'll just follow up and have you answer Mr. Valeriote's question, because I think it's a very good one. It's one main reason that I like the idea of this bill.
People are getting payments after death. The executors don't know; the family members don't know. It has been set up as a direct deposit, probably, which is automatically going into an account. The account is sitting there.
We know that some wills and estates are complicated. They take a long time to work out before people get access to money; there aren't powers of attorney; there aren't other things.
Why don't you take the opportunity to answer Mr. Valeriote's question? I think it's a very good one.