Thank you.
Mr. Hartt, it's always nice to see you, sir. Our paths have crossed many times in the past. I always appreciate your wisdom and your advice. You're one of those people I consider perhaps has forgotten more than some of us will ever know. I look at your presentation. I see the word “eleemosynary”. I've got to admit, I've never heard that word before. I had to look it up.
But I have a question for you on social finance. It's not an entirely new concept, but it is experiencing somewhat of a revival around the world and right here in Canada. Can you give us your sense of why not-for-profits and the social enterprises are gravitating toward the concept of social finance?