I can provide a very quick response to that. I would say, from what we've been hearing, there is a widespread interest in these tools as additive opportunities for accessing financing on the part of non-profits and other community sector organizations. We've been hearing fear, perhaps, on the part of these organizations that, if you'll forgive me, the government might misinterpret this tool as being a replacement as opposed to an additive opportunity.
I don't think that is necessarily a founded fear, but it's something that a number of community organizations have expressed concern about, so there is a desire to make clear, I suppose, that by no means are we saying, “Governments, stop funding the social sector. We have it covered.” Rather the message is, “You have some really great partners out there that you're not fully leveraging at this point in time”.
That's how I would answer that question.