Thanks, Chair.
Let me welcome our resource panel and say thanks a lot for being with us this afternoon.
Maybe Michael could handle a couple of questions that I have. One question is, can you walk us through with a little more detail on the social bond issues? The financing of the whole enterprise is of interest to me. As you walk us through that, maybe you can highlight why it is that as an investor you'd want to invest in this particular operation, given the fact that there are tons of different investments in the marketplace. What brings people to the point where they say, “I'm going to invest in social finance here”?