Thanks very much, Mr. Chair.
Thanks to the witnesses. There have been some great insights.
I want to follow up with you first, Mr. Etmanski. I respect your comments and the work you've done. The disability tax credit is one. I agree that it's a great initiative. I lost a brother about 10 years ago who had cerebral palsy, and I know that my parents spent most of their adult life concerned about what was going to happen after they passed on.
I know that they would have taken advantage of the disability tax credit, but both of my parents worked. Many persons with disabilities in the country.... I've heard this time and time again. You're not saying—I would appreciate your comments—that the tax credit can be the be-all and end-all. Look at the changing of the eligibility for OAS from 65 to 67. We know about the disproportionate amount of hurt that brought upon the disabled in this country, the low-wage earners and the disabled in this country.
You're not saying that the government abandon support for these people. It's just that you see the merit in this type of social financing.