Maybe we can share thoughts back and forth after.
Thank you very much, witnesses. It's curious for me personally. My father was a co-founder of a credit union called Brantford Municipal Employees Credit Union. Then I became an entrepreneur and had my own business my whole working life, working with financial institutions. To draw the connections and to see where the strengths and weaknesses are and see the chain between institutions and such is very interesting, and you certainly provided us with some good perspective today. Thank you for being here.
We will suspend briefly to bring in our next panel of witnesses.