Thanks very much.
I'll start with Mr. Richter, and then go to Shawn.
Mr. Richter, you're only about 15 minutes away from a provincial budget, so maybe all your headaches will be gone in 15 minutes. I appreciate your comments that there's no silver bullet here, but it certainly affords us an opportunity to pursue other options, and I think that's very worthwhile.
I want you to speak a little more about the low-income tax credit you mentioned. This would be with an investment in low-cost social housing.