Currently, there's CHF in Canada, the Canadian Housing Federation, who have done a ton of work on housing co-ops. I think it's not one or the other. I think it's using a mixture of what we've heard from Tim and, in my view, co-ops incorporating more cooperative housing.
Again, as Tim was pointing out, it's the empowerment of the people. When people have a roof over their head, they feel good and take ownership and take pride in it. I am just speaking off the top of my head. Through different tax credits or different incentives, either to the builders or owners or to a cooperative group of individuals, to keep rents lower so that people who couldn't afford traditional housing methods can get it, I think, this capital up front will in the long run save you a ton in the back end.