Thank you for your question.
I fully agree. We don't think that social finance is the only option. You had some government witnesses at the start of your meetings. They said they had a number of tools they wanted to use for social finance to provide services to Canadians.
The cooperatives see social finance as one piece of the puzzle. Now we are finding that there are many pieces of the puzzle. They need to be put together because everything is mixed up right now. Several tools are already in place, but there isn't enough awareness about social finance. That's a big problem right now.