Thank you very much.
I think I'm going to wrap it up. I've got a couple of questions for Tim.
My background is in housing, as well as Mr. Butt's. We've watched programs for 20 or 30 years be developed mainly at the provincial levels of government. Because we come from the private side of housing provision, we've seen the cost per door be exceptionally high. Mr. Mayes is nodding as well because he comes from this frame of reference.
Speaking from that frame of reference our being used to market-based housing, what's your view of the best possible way governments can restructure delivery? You talk about the most effective way being to deliver through bricks and mortar. I'd like you to help us along the way here because we've had lots of discussions about some of the renewal agreements when it comes to renewing cooperative housing in this country when mortgages are finally paid off. Yet the co-ops still want the same amount of subsidy from the government that included the mortgage payment portion. They don't want to see it reduced. In the larger scheme of things, what's your view of the most effective way to deliver that bricks and mortar?