Thank you, Mr. Chair, and let me say welcome on behalf of the folks here. We're glad you're sharing your time with us.
How do you account for the difference in the social financial situations? We've heard from some witnesses who say they have thousands of dollars or millions of dollars in social programs and social financing. We're hearing this afternoon that you have to be a little careful of what you do. You don't want to get burned by putting money into operations that go clunk.
How do you differentiate beforehand? It's easy to differentiate afterward. If you have a big pot of gold you know you've done well.