Thanks very much, Mr. Chair.
I thank the witnesses for their presentation.
I want to pick up on a couple of cautionary notes that you shared, and certainly being cautious about governments seeing less upfront costs from program operations. Your comment was on being paid for outcomes and, really, how the government should be paying for more than outcomes as well. But governments have to be careful that they don't see this as being off-loaded, because the bill will come in. The waiter is going to come back to the table and present you with the bill. Do you want to comment on that?
The other thing I took from your testimony is that you believe there is a risk that the SIBs may be used in some program areas but that their ability to address really complex issues might be more limited than it would for some easy or lower-hanging fruit, I would think. Even with that, is there a risk of overcrowding the funding field for those types of initiatives?
Could you comment on those two aspects of what I drew from your testimony?