Thank you, Chair, and thanks to the resource people we have with us this afternoon.
I'll ask a couple of questions and either Andy or Adam can answer. In fact, I'd like to hear both of your answers.
First of all, we have social bonds. You folks didn't mention that, but we heard about social bonds from earlier witnesses. Can you share with us whether they have a place in your operation? If so, what is that place? Are they well accepted by investors?
Maybe we could start with you, Adam.