Thank you very much, Mr. Chair.
I also want to thank the witnesses for coming here today. It is always greatly appreciated.
Ms. Harty, my question is for you.
Some witnesses mentioned that some of the programs for SMEs could also benefit non-profit and charitable organizations. Are you able to give us a brief overview of the programs that are available to the SMEs that are not available to non-profits? If not, perhaps your colleagues could say a few words about this. I don't know whether you are able to answer that question.