Thank you, Mr. Chair, and thanks very much to our witnesses for this valuable input.
My questions will be for Ms. Wilcox or Mr. Johnson. Either one or both of you can answer.
Regarding the CPP, the Canada pension plan, as you have already told us, it's contributory. You pay into it and you get it. It's like insurance. In terms of a disability, you've already explained the criteria for and definition of disability: four out of six years for the term and medical conditions that are severe and prolonged. The conditions are required to be severe, such that they cannot perform any type of job, and prolonged up to their death.
I've been chairperson of the Canada pension plan review tribunal and have faced this type of problem many times. We would want to give an order that the disability benefit should be given to the person who was coming to us and making his or her statement, but the definition was so stringent that we were able not to grant it.
At this time, what I feel here is that you are looking for certain changes. You want to see the committee bring changes into the definition or the criteria, but you have already told us that is not possible because of the two-thirds majority and how the federal, provincial and territorial governments are all involved in it. What are you looking for in how to restructure this system so that the maximum benefit can be provided to persons with these types of disabilities?