Fraud is going to be a big issue and that's why I was getting at these...if a university is offering a course and it's already certified, I have a high level of confidence that it's a legitimate course. Because of the cost we're talking about, however, the fraud issue you raised is a real one. You have institutions that might offer training without necessarily being certified and recognized, so we have to determine how we would certify the courses.
The route Singapore has taken to address what you're describing is that they are certifying each and every course. As you can imagine in a country as vast as Canada, that could prove a highly challenging endeavour. So there are real design issues in what you're describing.
To have success on the training bond, generally for individuals who are out of school and looking to acquire adult learning, there are five conditions for success: financial resources, time, permission to take time from their employer, volition, and evidence for what works and what doesn't. The last two are probably the most important. First, in respect of volition, we don't necessarily see all of these individuals having a high starting position in terms of wanting to go back to do training, so we're going to have to create those conditions. Second, in respect of evidence for what works, we're going to need a kind of TripAdvisor for training courses on what's effective. And of course, embedded in all that is the risk of fraud, and we have to protect taxpayer dollars. So those are some of the issues we're going to have to work through. The point you raised is a very legitimate one.