Mr. Pierre LeBlanc (Director, Personal Income Tax Division, Tax Policy Branch, Department of Finance) at the Human Resources, Skills and Social Development and the Status of Persons with Disabilities Committee

Thank you very much for the invitation to be here. My ESDC colleague just talked about registered education savings plans and registered disability savings plans. I'll focus on registered retirement savings plans and tax-free savings accounts. If you do have any questions about the tax aspects of RESPs or RDSPs, I'd be pleased to answer those.

RRSPs, along with employer-sponsored registered pension plans, provide tax-assisted savings opportunities that encourage and assist Canadians—