Thank you to each of you for your input today.
I would like to address my questions to you, Ms. Piller. I'm interested in the biggest challenges that people with disabilities face, which in effect results in them falling into poverty. In your opening statement, you talked about two challenges in particular: the issue of requalification and the problems that provides, as well as the issue of health care costs.
Can you expand on those two items for us, please?