For people living with a disability, everything is more difficult. There are struggles that anybody living in poverty faces, but it takes that much longer to do anything and there is that much more stigma. You are stigmatized not only for being in poverty but also for the disability you have—especially with mental health, because it is an invisible disability, and the stigma is that much worse.
Unless you've experienced it, it's hard to describe what it's like. Just listening to people here, there are some wonderful ideas, but it really doesn't sound like the people on the panel really understand what it's like to live in poverty, where your income is $10,000 a year or less. To me, that's what living in poverty is like and what struggling in Canada is like.
As a person in poverty, you are not worried about trying to open a TFSA but about whether you are going to be able to buy milk that week, or whether you're going to be able to take the bus because it's raining.