Ms. Lord, I have a question for you.
You've made some proposals this morning that ask to see increases in different things. I would say that to add credibility to what you're requesting is to have an understanding, even yourself, of really what you're asking for in terms of what the obligations are. I've said that before. People are probably getting sick of me saying that it's Joe and Jane Taxpayer. What you're asking for has to be paid for by a real person and real people and real families.