Absolutely, yes. Our mandate was expanded in 2007 in order to develop a financial literacy curriculum for the schools across Canada. At the time, B.C. was the only province that had a mandatory financial education program, which was called “Planning 10”. We partnered with the Province of British Columbia to develop an educational program that is adapted to all provinces, in both French and English, and we've been promoting that throughout the years.
We can say that financial literacy is still at the beginning of being integrated in curricula. In Ontario, they're taking a cross-curricular approach in getting topics and subjects into existing curricula. Most recently, you might have seen that Quebec has made financial education mandatory in high schools as well.
It's still early days. There's still a lot to be done. I agree with you that we need to start early. We need to start shaping behaviour at an early age when it comes to managing money.