Thank you very much, everybody, for attending.
Wow—there is some pretty powerful stuff going on around here.
I'd like to direct my comments to Ms. Levine. First of all, it's nice to see that financial literacy programs are popping up around the country and that those issues are being addressed.
Ms. Levine, you mentioned something that really stuck out for me, which was the extremely high unemployment on reserve. I'm going to try to make a connection here between that and the entrepreneurship training, which is lacking, as you were saying, and then sustainability. I know you do a lot of work with entrepreneurship training. It's great that you may be able to go in for 40 hours and teach somebody something, but if you're on reserve and there is nothing there, how do they ever get ahead?
Could you speak to that, please?