Thank you all for your submissions and input today.
My questions are for Ms. Hare. You work in a company that offers opportunities to individuals and families living on low incomes, and helps them pursue self-employment and learn money management skills. It also offers skills training for new Canadians and indigenous peoples.
There are two parts to the question. The first is, what do you believe is the most significant cause of poverty for those individuals with whom you deal?
Second, thank you for your recommendations. I just want to get more specific information with respect to three areas. One is jobs training. You're saying that there's currently not enough. What specific recommendations can you make? Two is the asset-building programs. Do we need more of them, or do we need more money in the programs that exist? Three is the education and training with respect to literacy. Does more need to be made available; that is, can we do better, or do we need to just offer more of what's already out there to more people?