I would like to make a comment here from Toronto, if I could.
The clawbacks that we find on seniors' benefits are quite profound. For example, under the guaranteed income supplement, you might be aware that one can only earn $3,500 before benefits are clawed back. With the changes that have come in this year, those clawback rates go as high as 92% when somebody is just making a third of the minimum wage.
When you think of older people working in the Tim Hortons and in the Walmarts, etc., those people are facing a situation where they can only work from January to St. Patrick's Day before they start to lose 50% to 92% of their guaranteed income supplement benefits. One assumes that they'll be receiving the guaranteed income supplement because they need the money that badly. That's an area where you could certainly start, by raising that $3,500 exemption so that seniors would be able to work and actually keep a bit of the money that they get.